This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. Annuity Gator, Cortaro, Arizona. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. At Annuity Gator, our mission is to educate consumers on all things annuity. 12:36 PM, 16 June 2017 . The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Downside protection. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. My name is Donna Lee. Annuities are a highly unique. Best, and an A- (Strong) from Standard & Poor’s. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. Ouch. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. Compare the annuity’s performance against. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. Learn More About Me. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. And, because of the in-depth reviews that we provide, we have become a highly. For investors who have a family history of life longevity. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. Adam Grubius LICENSED ANNUITY ADVISOR. Sources Retirement Uses for Your Health Savings Account (HSA). My name is Brian Greco. Welcome. The Annuity Gator. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Hagin . So, a fixed index. 5:38 PM, 19 February 2019 . Fisher is spot on in sharing the importance of keeping costs low. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. Again no pressure to buy anything. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. With more than 58% of United Heritage’s overall. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. product was identified and information sent. This annuity tracks the S&P 500 index. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. send a question. It’s our firm belief that when. For any annuity-related questions you may have, feel free to reach out to us directly at (888) 440-2468, or send us an email. If you have been seeking more information about annuities online, you have. They use a combination of. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Here, this annuity charges additional fund platform fees that can range from . So in this scenario, you would actually be guaranteed a rate of 4. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. How to get guaranteed increasing income for the rest of your life. Which sounds really cool at first. Despite the current volatility in the market and the low. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Your choice of interest rate guarantee periods. The representative also went into detail and explained to me the pros and cons of my annuity. But that’s not all. Best, and an A- (Strong) from Standard & Poor’s. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Independent annuity professionals provide honest advice, better products and personalized products for your situation. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. The company specializes in annuities, as well as mutual funds, retirement plans, and life insurance coverage. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). For example, on a $100,000 portfolio, the. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. He answered every question and never pushed for a sale. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Annuities are not usually associated with the best way for that. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. com team members will personally. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. If you’re still considering the Safe Haven 5 annuity from Atlantic Coast Life Insurance. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. I think Mr. (There are several other rate guarantee periods also available on the Solutions MYG annuities). We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. We’ve researched and reviewed hundreds of annuities over the years, and we continue to add new information to our annuity review database, which can be accessed at no cost anytime. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. Where it works best: For investors who have a longer time frame. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. The Annuity Gator’s End Take on the Prudential HDLI v3. (The. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . Guaranteed income throughout retirement. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. At Annuity Gator, we take the frustration out of shopping for annuities. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. If you’re still considering the Farm Bureau Select IV New Money 4. 20% for a single Life or 2. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. ”. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. I filled out all the paper work, contacted my financial advisor, contacted Athene by phone and waited. So, if you are still considering the. Guaranteed lifetime income in retirement. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. Upstream Life is headquartered in Dallas, Texas. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. As an example, the Jackson National Perspective II variable annuity prospectus includes updates that were included as of April 24, 2017. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. 4 billion in operating revenues and operating income in excess of $774 million,. Initially, he listened to understand my needs, wants, and fears. Welcome to the Annuity Gator database. We look forward to hearing from you. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. 2. For producing an income for life that cannot be outlived by a surviving spouse. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The company offers more than. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Income that can keep pace with inflation and market growth. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. For instance, this annuity can provide you with a personal pension-like income. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. There is a wide array of riders that could be added, depending on the annuity, such as guaranteed income or a return of premium. 4 Comments . Despite the current volatility in the market and the low. Use the form on our website and one of the AnnuityGator. In this case, the option with the compounding IAV rate of 6% will cost you an annual rider fee of 1%, while the Lifetime Income Benefit and. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. Here you’ll find truthful, clean and understandable information regarding annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. 21% and 1. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. That’s where the Annuity Gator comes in. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. My name is Zach Poitra. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. Better to lock in a guaranteed lifetime income. Despite the current volatility in the. The Annuity Gator’s End Take on the Transamerica Income Edge 1. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. Many indexed annuities will actually allow you to track multiple indexes from a list of options. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. 0 Where it works the best: You may want to consider the Prudential HDLI v3. For producing an income for life that cannot be outlived by a surviving spouse. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. What's the biggest question that you have about annuities? *. 70% for joint life (both you and your spouse. For instance, this annuity has ten years of back-end surrender charges. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. These begin in Year 1 at 9%, and they gradually grade down to . Learn More About Me. Best and a Long-Term Issuer Credit Rating of bbb+. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. Dynamic Balanced Index II May 2016 – April 2017. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This is because the contract will provide the. com team members will personally. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The opportunity for additional, index-linked. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). For instance, the Better Business Bureau has given Athene an overall grade of C-. We’ve also been providing these. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Learn More About Me. Annuity Basics. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. Despite the current volatility in the. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. This includes comparing different annuities side-by-side – and we. For instance, this annuity has ten years of back-end surrender charges. When the market experiences an upward trend, the returns inside the annuity increase. Protection from loss in a down market. Read customer reviews of their agents, products, and services on Trustpilot. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. 8 350 total 83% 5% 2% 2-star 2% 1. have an annuity question? Our Advisors. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. 5%. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. We have been doing this for quite a few years now – far longer than our competitors. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Hi Ken – Thank you for your comment. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The opportunity for additional, index-linked. Learn More About Me. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. Despite the current volatility in the. M. 00%. If you’re still considering the Navigator Elite MVA annuity from. If you’re still considering the FG Guarantee Platinum 7. My name is Jason Siebert. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. In addition, there is an annual service charge of $35, up to a maximum of $50. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. hondo55 . The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Annuity Gator. Plus, if you withdraw funds from the annuity when you are under. M. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. product was identified and. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. Annual withdrawals of 3. Annuity Gator – Ryan Smith Bio. Consultations with the company are free. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. Annuities are a unique. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. My name is William Seeley. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. At Annuity Gator, we specialize in helping people understand annuities and how these financial vehicles can help to supplement retirement income. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. This means that regardless of future economic conditions. These contributions are tax-deductible and they grow tax-deferred. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Learn More About Me. He took the time to educate me on the alternatives available in the field of annuities. 10% to . The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. In addition, there is an annual service charge of $35, up to a maximum of $50. The Annuity Gator’s End Take on the New York Life Annuity: Guaranteed Lifetime Income Where this annuity works best: Although an immediate annuity may not be the ideal solution for everyone’s needs, this product could be a good option for you if you are seeking the following key benefits:My name is Kyle Morgan. For investors who have a family history of life longevity. The Annuity Gator’s End Take on the TIAA Traditional Fixed Annuity Where it works best: Given its safety and income options, the TIAA Traditional annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal A set rate of interest Tax-deferred growthThe Amplify 2. The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations. My name is William Seeley. So, at that time (fall 2021), there is no track record on which to base its performance. M. M. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The broker openly acknowledges that annuities aren’t for everyone. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. In fact, within a relatively short time for an insurer. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. ) By paying this fee, your money will grow or step-up in a separate account. Featured. Calculate all of the annuity fees (some annuities have obscure fees). Here you’ll find resources to help you retire with confidence. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Barclays U. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. 60% a year, and the maximum annual fee for the life of the contract is 2. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. ”. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Share your videos with friends, family, and the worldMYGA Plus. The company’s mission is to dispense honest guidance,. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. These begin in Year 1 at 9%, and they gradually grade down to . 60% a year, and the maximum annual fee for the life of the contract is 2. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. Annuity Basics. Nobody likes that. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. My name is Matthew Taub. This has led some to complain publicly. That being said, there are still some ways to determine whether or not to. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. As a source of guaranteed income delivered by a reliable company. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. 5 billion in assets, and had nearly $13 billion of total life insurance in force. However, the fine points and pitfalls of the annuity suggested were not fully explained. These contributions are tax-deductible and they grow tax-deferred. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. Overall fixed index annuity sales. And, if you choose the lifetime income option, this.